upgrade.figfcu.orgUpgrade - Farmers Insurance Federal Credit Union

.. Rates Contact Us Online/Mobile Banking Manage Your Loan Effortlessly. You currently have a loan with us. Make payments and loan management almost effortless with Online/Mobile Banking. Online Banking Log In Visit figfcu.org, click on "Log In" button in the top right. Enroll Click on "Enroll Online" found in the left hand sidebar. You’re just steps away from 24/7 banking! Agree to Access Read the Access Agreement and click "Agree." Create Sign-on ID Enter ID information then click "Continue." Create your Sign-On ID and Password then enter your phone number and email address. Click "Continue." Select Services Check boxes for additional online services (only if you want these). Then click "Continue." You should see the summary confirmation page. Congratulations! Visit figfcu.org, click on "Log In" button in the top right. Click on "Enroll Online" found in the left hand sidebar. You’re just steps away from 24/7 banking! Read the Access Agreement and click "Agree." Enter ID information then click "Continue." Create your Sign-On ID and Password then enter your phone number and email address. Click "Continue." Check boxes for additional online services (only if you want these). Then click "Continue." You should see the summary confirmation page. Congratulations!Mobile Banking From your computer log in to your newly set up Online Banking, using the ID/Password you just created. NOTE: You’ll have to complete this first Online Banking login before you can use Mobile Banking. On your mobile device, go to the App Store, or Google Play store. Search for "Farmers FCU" then download and install the app. Sign-on to the App with your User ID and Password. NOTE: These are the same as your Online Banking Sign-On ID and Password. You Liked Our Loan Rate. How About This? Get Started with E-Z Services Apply for a loan Check your loan status e-Statements Sign Up Refer a member Financial Wellness Check Our Numbers That Matter Here’s a few other numbers that might pleasantly surprise: 5% earnings on checking balances 3% credit card cash- back; earn up to $3,600 your first year + Plus earn up to hundreds annually for using free services Why Use a Credit Union? Unlike banks, credit unions are not-for-profit organizations. Meaning people who use us get rewarded with a big chunk of our profits. How do we share our profit? In the form of much lower loan rates (like the one you have), higher deposit earnings and special cash bonuses. Don’t banks offer this too? No — they are only obliged to give back some profit, at their discretion, to their shareholders as dividends. And good luck asking them for cash bonuses just for banking. The best most do, sometimes, is give you a one-time-only bonus for opening Direct Deposit. Or an introductory credit-card bonus with qualifying spend. You don’t need to give up any existing bank accounts of course to use us — but we are a valuable, wealth-boosting addition to your financial team. And we’ve been around for almost 90 years, and are extremely successful. Meaning you’ll continue to be well rewarded — year after year. The reason our loan was so competitive is the same reason we offer the surprisingly good value you see above. We’re a not-for-profit organization. Unlike banks who give profit to shareholders, our profit after expenses returns to members (like you) in the form of loan rates, higher earnings and cash bonuses — all things banks can only dream about. Checking That Pays. It’s different here. But don’t just take our word for it. We put money where our mouths are” by giving you Checking benefits and earnings you won’t find elsewhere. * Here are two great checking options. Keep lower balances? Then you’ll benefit best from Cash Back Checking: Get a $5 account credit each month—that’s a crisp $5—just for checking with us. No minimum balance Hold higher balances? You’ll earn more with High Yield Checking: Get a phenomenal 5% interest earnings on your checking balance, up to the first $5,000 (member savings rate applies above this amount) No minimum balance required―but larger balances will earn you more (up to $200 a year). With both accounts you’ll also get access to: 0.25% bump up rate bonus on Certificates * Loan discounts of up to .50% ATM surcharge rebate of up to $10 every month To enjoy all the special benefits of these accounts all you need to do is: Make 10+ transactions a month using your free Credit Union Visa Debit Card Have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+) Receive monthly balance statements online (eStatements) Apply Here Credit Cards That Reward + Save. Want to do more with your money? Our cards satisfy and reward all tastes — from award-winning cash back to an everyday rock-bottom rate that saves big on interest payments. All our cards have the same great rates for purchases, balance transfers and cash advances. Also enjoy 0% APR for 6 months, and $100 bonus with $5,000 purchases in first 3 months. Crystal Visa ® 3% Cashback ALL categories for 12 months (2.5% thereafter) Earn up to $3,600 first year, up to $3,000 after No foreign transaction fees Travel protection benefits — for all those trips you’ve been planning Identity theft protection — because fraud is on the rise No annual fee 1st year ($99 afterwards) so you can try our benefits risk free 12.99% — 18.00% APR † Apply Here Visa Platinum 1.5 points per dollar (1.5% cashback) on ALL categories Redeem for cash, travel or merchandise. No annual fee Travel accident insurance — up to $1M Travel assistance including help with lost luggage and legal assistance Over-limit coverage — safeguards you if you spend over your credit limit 10.99% - 18.00% APR † Apply Here Select Visa Rates from only 8.99% - we challenge you to find a lower everyday rate. Lowest rate is half/less most banks — saves big on interest payments No annual fee Travel accident insurance — up to $200,000 Fraud alerts 8.99% - 18.00% APR † Apply Here Let us help you save. Contact Us Today * An initial deposit of $20 is required to open any Checking Account. Visit figfcu.org/cashback-checking and figfcu.org/high-yield-checking for complete disclosures. Rewards, APYs, qualifying dollar amounts for interest earned, ATM surcharge rebate amounts and eligibility criteria are subject to change at any time. Fees may reduce earnings. † APR = Annual Percentage Rate. Rates are subject to change at anytime. $100 Bonus for New Credit Cards for: Crystal Visa, Visa Select & Visa Platinum: A $100 (one hundred dollars) bonus will be paid in the form of Visa Statement Credit” when at least $5,000.00 (five thousand dollars) is spent in purchases within the first 3 months (qualifying period) of the New” Visa card opening. Bonuses will be paid out within 90 days after the qualification period. Limit of one reward/bonus per member number. The $100 Bonus is a product promotion sponsored by FIGFCU and may be discontinued at any time. Visa is a registered trademark. Zero Percent (0%) Introductory Rate Promotion is offered for new FIGFCU Visa ® Select, Visa ® Platinum and Crystal Visa ® account holders. If you are in an introductory rate promotion period, you are not eligible to transfer other loan balances, line of credit balances and credit card account balances to take advantage of the introductory rate promotion. For full disclosures, visit figfcu.org/credit-cards. facebook...